USSD Code for Loans in Nigeria (COMPLETE LIST)

Really great news! You can now gain access to loan packages through a few clicks on your phone. This news is too good to be true, however, it is.

Before now, in order to gain access to a loan, you would need to go to the bank that you have an account with, see your account officer or the bank’s loan officer, meet certain criteria, fill some forms, and wait for your loan to be approved. This is obviously a long process and involves a lot of stress. Fortunately, the continuous advancement of technology has made loaning services just a few clicks away. This means you can borrow loan from anywhere!

USSD banking has made it possible to have access to loaning services without having to go to the bank. USSD banking is a type of banking that allows you to make financial transactions using your phone and through the help of shortcodes. The best part of this is that the process is pretty simple. You simply need to dial any USSD code on your phone according to your need and follow simple instructions. 

Banks USSD Code for Loans in Nigeria

Below, I would provide you with all the banks USSD code to gain access to loan services in Nigeria;

Banks	USSD Code
Access Bank Loan Code	*901#
Diamond Access Loan Code	*901*11#
Diamond Bank Loan Code	*710*11#
Eco Bank Loan Code	*326#
FCMB Loan Code	*389#
Fidelity Bank Loan Code	*770#
First Bank Loan Code	*894#
Guaranty Trust Bank Loan Code	*737*51*51#
Heritage Bank Loan Code	*322#
Keystone Bank Loan Code	*533#
Skye Bank Loan Code	*833#
Sterling Bank Loan Code	*822#
UBA Bank Loan Code	*919#
Union Bank Loan Code	*826#
Unity Bank Loan Code	*7799#
Sterling Bank Loan Code	*822#
Skye Bank Loan Code	*833#
Wema Bank Loan Code	*945#
Zenith Bank Loan Code	*966#

 

Other USSD Codes for Loans in Nigeria

Below, I would provide you with all other USSD code to gain access to loan services in Nigeria;

Platforms	USSD Code for Loans
AB Microfinance Bank	*389*755#
Access Bank PayDay Loan	*901*11#
Accion MFB	*572*6#
Airtel Quick Cash Loan	*561#
ALAT Loan by Wema Bank	*945*100#
Aledin Nano	*903#
Carbon Loan	*1303#
Ecobank Xpress	*326#
Etisalat Loan Code	*561#
Fairmoney USSD Code	*322*6#
FCMB Loan Code	*329#
Glo Cash Loan Code	*322*1*04225701*Amount#
GTBank Loan Code	*737*51*51#
Interswitch Loan	*322#
Kwik Cash	*561#
MTN Cash Loan Code	*606*4#
Trader Moni	*540#
Paga	*242#
Payattitude	*569#
Quickteller Loan (Airtel, MTN &9mobile)	*322#
Quickteller- Glo Users	*805#

 

Criteria for Getting Loans using a USSD code

In order for you to get the desired loan, you need to use a USSD code; you would need to satisfy certain criteria. No need to panic, the process is simple. Firstly, to be able to use gain access to a loan offered by any bank, you must be operating with such a bank or have an account with the bank. Secondly, if you wish to gain access to a loan provided by any other platform or lending institution, you would need to provide the following information to them;

                     ·        Your Full Name

·        Bank Verification Number (BVN)

·        Account Details

·        Address, as well as other information as directed by the loan provider. 

This is to ensure that they do not get scammed.