Really great news! You can now gain access to loan packages through a few clicks on your phone. This news is too good to be true, however, it is.
Before now, in order to gain access to a loan, you
would need to go to the bank that you have an account with, see your account
officer or the bank’s loan officer, meet certain criteria, fill some forms, and
wait for your loan to be approved. This is obviously a long process and
involves a lot of stress. Fortunately, the continuous advancement of technology
has made loaning services just a few clicks away. This means you can borrow
loan from anywhere!
USSD banking has made it possible to have access to
loaning services without having to go to the bank. USSD banking is a type of
banking that allows you to make financial transactions using your phone and
through the help of shortcodes. The best part of this is that the process is
pretty simple. You simply need to dial any USSD code on your phone according to
your need and follow simple instructions.
Banks USSD Code for Loans in Nigeria
Below, I would provide you with all the banks USSD
code to gain access to loan services in Nigeria;
Banks |
USSD
Code |
Access
Bank Loan Code |
*901# |
Diamond
Access Loan Code |
*901*11# |
Diamond
Bank Loan Code |
*710*11# |
Eco
Bank Loan Code |
*326# |
FCMB
Loan Code |
*389# |
Fidelity
Bank Loan Code |
*770# |
First
Bank Loan Code |
*894# |
Guaranty
Trust Bank Loan Code |
*737*51*51# |
Heritage
Bank Loan Code |
*322# |
Keystone
Bank Loan Code |
*533# |
Skye
Bank Loan Code |
*833# |
Sterling
Bank Loan Code |
*822# |
UBA
Bank Loan Code |
*919# |
Union
Bank Loan Code |
*826# |
Unity
Bank Loan Code |
*7799# |
Sterling
Bank Loan Code |
*822# |
Skye
Bank Loan Code |
*833# |
Wema
Bank Loan Code |
*945# |
Zenith
Bank Loan Code |
*966# |
Other USSD Codes for Loans in Nigeria
Below, I would provide you with all other USSD code
to gain access to loan services in Nigeria;
Platforms |
USSD
Code for Loans |
AB
Microfinance Bank |
*389*755# |
Access
Bank PayDay Loan |
*901*11# |
Accion
MFB |
*572*6# |
Airtel
Quick Cash Loan |
*561# |
ALAT
Loan by Wema Bank |
*945*100# |
Aledin
Nano |
*903# |
Carbon
Loan |
*1303# |
Ecobank
Xpress |
*326# |
Etisalat
Loan Code |
*561# |
Fairmoney
USSD Code |
*322*6# |
FCMB
Loan Code |
*329# |
Glo
Cash Loan Code |
*322*1*04225701*Amount# |
GTBank
Loan Code |
*737*51*51# |
Interswitch
Loan |
*322# |
Kwik
Cash |
*561# |
MTN
Cash Loan Code |
*606*4# |
Trader
Moni |
*540# |
Paga |
*242# |
Payattitude
|
*569# |
Quickteller
Loan (Airtel, MTN &9mobile) |
*322# |
Quickteller-
Glo Users |
*805# |
Criteria for Getting Loans using a USSD code
In order for you to get the desired loan, you need to use a USSD code; you would need to satisfy certain criteria. No need to
panic, the process is simple. Firstly, to be able to use gain access to a loan
offered by any bank, you must be operating with such a bank or have an account
with the bank. Secondly, if you wish to gain access to a loan provided by any
other platform or lending institution, you would need to provide the following
information to them;
· Your Full Name
·
Bank Verification Number (BVN)
·
Account Details
·
Address, as well as other information as
directed by the loan provider.
This is to ensure that they do not get scammed.
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